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NMLS Loan Originator ID: 504297     |     FAIR LENDER     |     FAIR HOUSING

American Share Insurance:
Each account is insured up to $250,000. By members' choice, this institution is not federally insured.

* For Home Equity Line of Credit (HELOC): APR=Annual percentage rate. Rate and terms effective 12/31/2024 and are subject to change without notice.

This is an open-end line of credit secured by the equity in your home. 7.750% APR reflects the 1/4% discount if your mortgage/1st Trust Deed is with Christian Community Credit Union. The rate is variable and is based on The Wall Street Journal Prime Rate plus a margin that is based on your credit score and the ratio of your mortgage loan balance to your home value, known as your loan-to-value (LTV). The rate is adjustable monthly with rates as low as 3.25% APR and a maximum of 18.00% APR. Estimated appraisal fee is $475. Not available in Texas. Current property insurance is required. Transfer tax may be applicable in certain states and is the borrower’s responsibility to pay at closing.

A $25 one-time membership fee applies if you do not have a deposit account when you become a member of Christian Community Credit Union by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval. Visit myCCCU.com/deposit-account.

New purchase money maximum loan-to-value (LTV) ratio is 97%. Private Mortgage Insurance (PMI) is required on loans over 80% LTV. For refinance loans with cash out, the maximum loan-to-value ratio is 90% (PMI required) based on appraised value.

Christian Community Credit Union

255 N. Lone Hill Avenue, San Dimas, CA 91773

800.347.CCCU (2228)   |   realestateapp@mycccu.com

NMLS Loan Originator ID: 504297     |     FAIR LENDER     |     FAIR HOUSING

American Share Insurance:
Each account is insured up to $250,000. By members' choice, this institution is not federally insured.

* For Home Equity Line of Credit (HELOC): APR=Annual percentage rate. Rate and terms effective 12/31/2024 and are subject to change without notice.

This is an open-end line of credit secured by the equity in your home. 7.750% APR reflects the 1/4% discount if your mortgage/1st Trust Deed is with Christian Community Credit Union. The rate is variable and is based on The Wall Street Journal Prime Rate plus a margin that is based on your credit score and the ratio of your mortgage loan balance to your home value, known as your loan-to-value (LTV). The rate is adjustable monthly with rates as low as 3.25% APR and a maximum of 18.00% APR. Estimated appraisal fee is $475. Not available in Texas. Current property insurance is required. Transfer tax may be applicable in certain states and is the borrower’s responsibility to pay at closing.

A $25 one-time membership fee applies if you do not have a deposit account when you become a member of Christian Community Credit Union by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval. Visit myCCCU.com/deposit-account.

New purchase money maximum loan-to-value (LTV) ratio is 97%. Private Mortgage Insurance (PMI) is required on loans over 80% LTV. For refinance loans with cash out, the maximum loan-to-value ratio is 90% (PMI required) based on appraised value.