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Home Loans to
Help You Thrive!

Let us Help You Find the Right Loan Solution for Your Needs

Whether you're looking to buy a new home, refinance the one you're in, or need funds for home improvement projects, we'll help you find the right home loan solution. 

Home Purchasing

 

Congratulations on your decision to buy a new home! Get pre-qualified for free and shop with peace of mind knowing you can afford the mortgage. Plus, our online loan application allows you to stop any time and pick up where you left off. After you submit your application, you can conveniently check loan status.

Apply Now

Home Refinancing

 

 Looking to refinance? We offer Adjustable Rate Mortgages (ARMs) and Fixed-Rate Mortgages that will fit your budget. Our loan officers are ready to help and have your best interest at heart.  

Apply Now

Home Equity Loans and Lines of Credit

 

It's time to dream big! Renovate your home, pay medical bills, consolidate debt and more.  Take advantage of your home's buying power.

Apply Now

How We Work

At Christian Community Credit Union, our focus is on helping you manage your money in a God-honoring way. You can save money with our affordable home loan programs including fixed-rate mortgages, adjustable-rate mortgages, and home equity lines of credit (HELOC). Whether you’re buying your first home, needing a bigger one to fit your growing family, refinancing to a lower rate, or having home improvement plans, our lending professionals are just a call or email away. Count on us to help you each step of the way - with your best interest at heart.

Access Your Account Everywhere

Over 5,600 Shared Branches and nearly 30,000 Free ATMs!
Find a Location Near You>

 

Visit our Branch

SAN DIMAS Branch
255 N. Lone Hill Avenue, San Dimas, CA 91773
Monday – Thursday 9am – 5pm | Friday 9am – 6pm | Saturday CLOSED

 

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NMLS Loan Originator ID: 504297     |     FAIR LENDER     |     FAIR HOUSING

American Share Insurance:
Each account is insured up to $250,000. By members' choice, this institution is not federally insured.

* For Home Equity Line of Credit (HELOC): APR=Annual percentage rate. Rate and terms effective 09/30/2024 and are subject to change without notice.

This is an open-end line of credit secured by the equity in your home. 8.25% APR reflects the 1/4% discount if your mortgage/1st Trust Deed is with Christian Community Credit Union. The rate is variable and is based on The Wall Street Journal Prime Rate plus a margin that is based on your credit score and the ratio of your mortgage loan balance to your home value, known as your loan-to-value (LTV). The rate is adjustable monthly with rates as low as 3.25% APR and a maximum of 18.00% APR. Estimated appraisal fee is $475. Not available in Texas. Current property insurance is required. Transfer tax may be applicable in certain states and is the borrower’s responsibility to pay at closing.

A $25 one-time membership fee applies if you do not have a deposit account when you become a member of Christian Community Credit Union by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval. Visit  myCCCU.com/deposit-account.

New purchase money maximum loan-to-value (LTV) ratio is 97%. Private Mortgage Insurance (PMI) is required on loans over 80% LTV. For refinance loans with cash out, the maximum loan-to-value ratio is 90% (PMI required) based on appraised value.

Christian Community Credit Union

255 N. Lone Hill Avenue, San Dimas, CA 91773

800.347.CCCU (2228)   |   realestateapp@mycccu.com

NMLS Loan Originator ID: 504297     |     FAIR LENDER     |     FAIR HOUSING

American Share Insurance:
Each account is insured up to $250,000. By members' choice, this institution is not federally insured.

* For Home Equity Line of Credit (HELOC): APR=Annual percentage rate. Rate and terms effective 09/30/2024 and are subject to change without notice.

This is an open-end line of credit secured by the equity in your home. 8.25% APR reflects the 1/4% discount if your mortgage/1st Trust Deed is with Christian Community Credit Union. The rate is variable and is based on The Wall Street Journal Prime Rate plus a margin that is based on your credit score and the ratio of your mortgage loan balance to your home value, known as your loan-to-value (LTV). The rate is adjustable monthly with rates as low as 3.25% APR and a maximum of 18.00% APR. Estimated appraisal fee is $475. Not available in Texas. Current property insurance is required. Transfer tax may be applicable in certain states and is the borrower’s responsibility to pay at closing.

A $25 one-time membership fee applies if you do not have a deposit account when you become a member of Christian Community Credit Union by applying for a loan. Fee will be waived if you open a deposit account within 30 days of loan approval. Visit  myCCCU.com/deposit-account.

New purchase money maximum loan-to-value (LTV) ratio is 97%. Private Mortgage Insurance (PMI) is required on loans over 80% LTV. For refinance loans with cash out, the maximum loan-to-value ratio is 90% (PMI required) based on appraised value.